Parental Leave FAQ: "What order do I file for SDI and PFL?"
Read on to learn the correct order!
One of the most common questions I get from expecting parents is: What’s the right order to file for SDI and PFL? Filing in the correct sequence ensures you maximize your paid leave benefits while avoiding unnecessary delays or denials. Here’s what you need to know.
Step 1: File for SDI (State Disability Insurance)
SDI is designed to cover you during pregnancy disability and postpartum recovery. If your doctor places you on disability before birth, you can file for SDI as soon as you stop working due to pregnancy-related medical reasons.
When to file:
If you have a normal pregnancy, you can begin SDI up to four weeks before your due date.
If you have a C-section, complications, or a medical need for a longer recovery, your doctor can extend your SDI period beyond the standard six weeks (for vaginal birth) or eight weeks (for C-section).
How to file:
Stop working due to pregnancy or postpartum recovery.
Submit your SDI claim online through the California EDD website (or by mail if necessary).
Have your doctor complete their portion of the claim.
Once approved, you’ll begin receiving benefits, typically at 70-90% of your wages.
Important: You must remain on SDI for your entire approved recovery period before transitioning to Paid Family Leave (PFL).
Step 2: File for Paid Family Leave (PFL)
After SDI ends, PFL provides eight additional weeks of paid time off to bond with your baby. This benefit must be used within the first 12 months after birth.
When to file:
You should apply as soon as your SDI ends (EDD will notify you when your SDI claim is closing).
There is no waiting period between SDI and PFL—you can transition immediately.
How to file:
Log in to your EDD account and submit your Paid Family Leave claim.
Provide proof of birth (EDD may already have it if you transitioned from SDI).
Select whether you want to take your PFL all at once or intermittently.
Once approved, you’ll receive benefits at the same rate as SDI (70-90% of wages).
Pro Tip: If you’re considering extending your leave, you can stack PTO, unpaid CFRA leave, or additional bonding time after PFL ends to maximize your time home with your baby.
Navigating parental leave is confusing, almost like it’s designed that way to make you miss out on benefits you’re entitled to. One mistake could cost you weeks of paid leave or job protection. Don’t risk it by trying to figure it out alone. I’m here to simplify the process, guide you step by step, and ensure you maximize your time with your baby without leaving money on the table!
💡 Let’s make sure you get what you deserve. Book a consultation today!
Questions? I’m always here! Email me at itsyourleave@gmail.com
Take care!
Brittney O’Brien
Founder-Itsyourleave California Parental Leave Consulting
